PCB Secured Visa

PCB Secured Visa is a perfect credit card for anyone who wants to improve their credit history.

Credit Card

PCB Secured Visa

Build or rebuild Requires a refundable

Credit-building

How to Apply You will remain on the current site

You need credit, but your score is not yet the best? The PCB Secured Visa Credit Card may be a good option to help you build or improve your financial history. 

It is ideal for those who are starting out or need to recover credit, offering facilities such as acceptance for those with little or no experience with credit and follow-up by the main bureaus. Want to know how it works and how to order yours? Just read on!

No Credit History? No Problem!

One of the main advantages of the PCB Secured Visa Credit Card is that it does not require credit history for approval. This means that even if you never had a card before or have a limited history, you may still be eligible. 

This is an opportunity for students, young adults or anyone starting from scratch. In addition, it works like a regular card, reporting your activities to the major credit bureaus, which helps build a score over time. 

Pros and cons

Like any card, PCB Secured Visa has advantages and disadvantages. Understanding these points helps you decide if it’s right for you.

Pro

• Accepts applicants without credit history.
• Reports to major credit bureaus.
• Possibility to increase the limit after the first year.

Cons

• Charge an annuity of $39.
• 1% fee for international transactions.
• Does not offer rewards or cashback.

How do I know if the PCB Secured Visa is the best credit card for me?

If your goal is to build or improve your credit, PCB Secured Visa may be a good choice. It is ideal for those who have no history or need a second chance in the financial market. 

However, if you value extra benefits such as cashback or reward programs, this card may not be the most suitable. Also consider costs such as the annual fee and fees for overseas transactions. 

Evaluate your financial needs and think about what is most important at the moment: improve your score or have extra benefits in using the card.

Why do we like this card?

PCB Secured Visa is a great option for those who are focused on creating a credit history. It is simple, accessible and helps to build a score as it reports your activities to major credit bureaus. 

The adjustable initial deposit is another plus point, allowing flexibility at the limit. Despite the annual fee and the absence of rewards, the card fulfills the role of being a tool to organize or improve your financial life. After all, it is a great credit card for students or those who score low and want to start building credit.