Publicidad
The Amazon Credit Card Prime Visa is an incredible option for those looking to maximize their purchases on Amazon.
With it, Prime subscribers can earn 5% cashback on purchases at Amazon, Amazon Fresh and Whole Foods, as well as other benefits such as no annual fee.
If you shop frequently and are already a Prime member, this card could be an excellent way to save money.
Want to know how to apply for yours? Read on to find out all the details and enjoy the benefits of this card!
Amazon Credit Card
Earn rewards No annualHow does the Amazon credit card work?
The Amazon Credit Card Prime Visa is an excellent choice for those who want to maximize the benefits of their Amazon purchases.
Exclusive to Prime subscribers, it offers 5% cashback on purchases at Amazon, Amazon Fresh and Whole Foods Market, as well as 2% at gas stations, restaurants and public transportation.
As a bonus, new cardholders can receive a $200 gift certificate upon approval (limited time offer).
The card has no annual fee and no international transaction fees, as well as offering additional benefits such as purchase protection, travel insurance and even car rental coverage.
For qualifying purchases on Amazon, you can also opt for the 0% promotional APR on installments for up to 12 months.
With exclusive advantages such as up to 10% cashback on selected items, Prime Visa is ideal for those who are already Prime members and want to save even more.
Main benefits for the Amazon credit card
- 5% cashback at Amazon and Whole Foods Market
For Prime subscribers, the card offers 5% cashback on purchases at Amazon, Amazon Fresh and Whole Foods. This means direct savings on every purchase made.
- No annual fee or international transaction fees
Prime Visa has no annual fee, making it ideal for those who want to save without additional costs. It’s also perfect for traveling, as there are no fees for purchases abroad.
- US$ 200 gift voucher
Upon approval, new cardholders receive a US$200 gift voucher to use on Amazon, a very attractive initial bonus.
- 10% cashback on selected items
Rotating offers allow you to earn up to 10% back on specific categories or products, exclusive to Prime subscribers.
You will be redirected to the official website
Cons for the Amazon credit card
Although the Amazon Credit Card Prime Visa offers many benefits, it is not perfect and has some cons that should be considered before applying.
The main one is that it is only available to Amazon Prime subscribers, which means an additional cost of $14.99 per month or $139 per year. If you don’t frequently use Amazon’s services, this cost may not be worth it.
Another point to note is that the 5% cashback is limited to purchases at Amazon, Amazon Fresh and Whole Foods, making it less advantageous for those who shop at other retailers.
In addition, while the card has no annual fee, the variable APR, which can reach up to 28.49%, can be high for those who carry a balance.
APR and Fees
The Amazon Credit Card Prime Visa has no annual fee and no international transaction fees, making it an attractive option for those shopping abroad.
However, it is important to pay attention to the APR (Annual Percentage Rate), which varies between 19.74% and 28.49% depending on the cardholder’s credit history.
This rate applies if the balance is not paid in full by the due date. For qualifying purchases, the card offers a promotional APR of 0% for 6 or 12 months, depending on the amount.
After this period, the regular rate applies. So avoid carrying a balance to maximize the benefits.
How to apply for the Amazon Credit Card
Applying for the Amazon Credit Card Prime Visa is simple, all online. To begin with, you need to be an Amazon Prime subscriber. If you’re not already, you can sign up during the application process.
Go to the official card page on the Amazon website and click on “Apply”.
You will then be redirected to the card issuer’s application page, where you will have to fill in your personal information, such as full name, address, income and social security number.
After submitting the application, the credit analysis is carried out immediately, and approval usually takes a few minutes.
If approved, you receive a $200 gift card to use on Amazon (limited time offer).
The card can be instantly added to your Amazon account, allowing you to start taking advantage of benefits such as cashback and exclusive promotions as soon as you are approved.
