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Bank Altitude Go – How to apply
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The Bank Altitude Go has become a go-to choice for many modern spenders looking to earn meaningful rewards without overcomplicating their finances.
While other cards attempt to dazzle with luxury perks or complicated rotating categories, the Altitude Go keeps things simple and valuable.
New cardholders also enjoy a 25,000-point bonus after spending $1,000 in the first 90 days, which is worth $250 in statement credit. This upfront perk, combined with consistent category rewards, makes it ideal for steady point accumulation without overspending.
It’s especially attractive for younger adults, professionals, and families who spend regularly on dining, groceries, gas, and streaming services. In those everyday moments—like ordering delivery or watching a favorite series—this card turns casual spending into points that truly add up.
Backed by the strength of Bank of America and the versatility of Visa Signature, this card doesn’t just reward—it supports your lifestyle with real-world value and practical benefits.
Credit Card
Bank Altitude Go
No annual fee No travel-specific rewards
4X points on dining, including takeout and delivery
The Altitude Go operates on a straightforward rewards system: 4X points for every dollar spent on dining—including takeout and delivery services. That’s the headline feature, and it alone makes this card worth considering.
But it doesn’t stop there. You also earn 2X points on groceries, gas stations, and streaming services. These are high-frequency spending categories for most people, so the points build up without requiring a change in spending habits. All other purchases earn 1X point per dollar.
You can redeem points for travel, gift cards, merchandise, or statement credits through the U.S. Bank rewards portal. There’s also a strong sign-up bonus: 25,000 points when you spend $1,000 in the first 90 days—equivalent to $250.
With no annual fee and no foreign transaction fees, the card is easy to keep in your wallet whether you’re traveling or staying local. The mobile app also gives you full control of your account, including alerts, redemption tools, and real-time fraud monitoring.
Main benefits for the Bank Altitude Go
What makes this card special is the balance it strikes between strong category rewards and cost-free ownership. The 4X on dining is a standout benefit, especially for food lovers or busy families who order in often.
Streaming services also earn you rewards—something few cards offer. Whether it’s Netflix, Spotify, Disney+, or others, you’ll earn double points without lifting a finger. Add in 2X at gas stations and grocery stores, and the rewards structure hits nearly every routine purchase.
The $250 sign-up bonus is a nice head start and relatively easy to earn. Most cardholders reach the $1,000 spending requirement quickly just by using the card for everyday expenses.
Despite its strengths, the card has some drawbacks. There’s no intro APR on purchases, so if you’re planning to carry a balance during the first few months, you won’t benefit from temporary interest relief.
Another limitation is its lack of luxury travel perks. You won’t find airport lounge access, TSA PreCheck credits, or airline discounts with this card. It’s built for everyday value—not for premium travel.
Finally, redemption options are mostly tied to U.S. Bank’s rewards system, so if you prefer cash back or statement credits outside their platform, your options may feel restricted.
APR and Fees
The Altitude Go comes with a variable APR ranging from 18.99% to 29.99%, depending on your creditworthiness. While that’s standard, it reinforces the importance of paying your balance in full each month to avoid interest charges.
There’s no annual fee, which sets it apart from other rewards cards offering 4X points on dining. It also has no foreign transaction fees, making it travel-friendly despite lacking travel perks.
Other potential fees include late payments (up to $40) or returned payments, but these are avoidable with responsible use and mobile alerts.
How to Apply for the Bank Altitude Go Visa
If approved, set up online access and begin using the card
Visit the U.S. Bank website and search for “Altitude Go”
Click “Apply Now” to begin your application
Provide your personal info, income, and employment details
Submit your application and wait for a decision (often instant)
Credit Card
Bank Altitude Go
No annual fee No travel-specific rewards
4X points on dining, including takeout and delivery
