Bank of America Unlimited Cash Rewards – How to Apply - Finance TopFeed

Bank of America Unlimited Cash Rewards – How to Apply

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Bank of America Unlimited Cash Rewards offers an excellent opportunity for those looking for cash back on all purchases.

With an unlimited 1.5% reward, you earn cash back on every purchase, with no limit to what you can accumulate. 

Plus, there’s a $200 bonus after spending $1,000 in the first 90 days, with no annual fees and a 0% introductory APR rate for 15 months. 

Best of all, the rewards never expire as long as your account is active. If you want to know how to apply for this card and enjoy the benefits, read on!

Credit Card
Bank of America Unlimited Cash Rewards
Earn unlimited No annual
Unlimited and rewarding
APPLY NOW You will be redirected

How does the Amazon credit card work?

Bank of America Unlimited Cash Rewards is a credit card full of advantages, perfect for those who want ease and benefits with every purchase. 

And it’s simple: you get 1.5% unlimited cash back on any purchase, with no restrictions. And the best part: the rewards don’t expire as long as the account is active.

To get you off to a good start, there’s a special bonus: if you spend at least $1,000 in the first 90 days, you get $200 back. That’ll help you ease your bills or save a little extra money.

The card also comes with no annual fee and, for the first 15 months, there is a 0% APR on purchases and balance transfers made within the first 60 days. 

After that, the rate varies between 18.74% and 28.74%. In other words, it’s a practical way to save money while enjoying all the benefits. Easy, right?

Main benefits for the Amazon credit card

The Bank of America Unlimited Cash Rewards offers several advantages that make the card super attractive. First, the 1.5% cashback on all purchases, with no accumulation limit and rewards that never expire as long as your account is active.

Another great advantage is the initial bonus of $200, which you get when you spend $1,000 in the first 90 days. In addition, the card has no annual fee, which is a huge saving.

To top it off, it offers 0% APR for the first 15 months on purchases and balance transfers. It’s ideal for those who want to save money and enjoy the benefits!

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Cons for the Amazon credit card

One disadvantage of Bank of America Unlimited Cash Rewards is that the redemption of rewards favors current bank customers. 

In order to deposit the rewards, you need to have a Bank of America account, which limits the redemption options. In addition, the 1.5% cashback is not the most competitive, as some cards offer up to 2%. 

Another point is that the introductory APR period is 15 months, but other cards offer longer terms.

APR and Fees

Despite the advantages, Bank of America Unlimited Cash Rewards has some points that may not be to everyone’s taste. 

One of them is that redeeming rewards works best for customers who have an account with Bank of America itself. This is because depositing rewards is simpler and more immediate within the bank’s ecosystem, while other options may be more limited.

In addition, the cashback rate of 1.5%, while attractive, may seem less competitive compared to some alternatives on the market. 

Another consideration is that the card offers 15 months of 0% introductory APR, but some users may prefer even longer periods, depending on their financial needs. 

Therefore, those looking for greater flexibility in the use of rewards or differentiated APR periods should analyze carefully before opting for this card.

How to apply for the Amazon Credit Card

Applying for Bank of America Unlimited Cash Rewards is quick and easy. First, go to the Bank of America website or download the bank’s app on your cell phone. On the website, look for the “Credit Cards” option and choose Unlimited Cash Rewards. 

You will need to fill in a form with personal information such as your name, address, financial details and monthly income. The bank will analyze your credit profile and, if approved, you will receive the card at the address you registered.

Remember that in order to get the $200 bonus, you need to spend at least $1,000 in the first 90 days after opening the account. Also, when applying, check the conditions and interest rates, as they may vary depending on your credit profile. 

The application is completely online, which makes the process practical and quick, and can be done anywhere and at any time. Good luck to you!

Credit Card
Bank of America Unlimited Cash Rewards
Earn unlimited No annual
Unlimited and rewarding
APPLY NOW You will be redirected

Autor Marcos

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