Publicidad
TD Double UpTM offers 2% unlimited cash back on all purchases, with no categories or limits, making it a lot easier when it comes to collecting rewards.
In addition, you have a $150 bonus when you spend $1,000 in the first 90 days after opening the account.
If you are interested in this card with so many advantages, read on to know how to make your application.
How does the TD Double Up work?
TD Double UpTM is very simple to use. It offers 2% unlimited cash back on all qualifying purchases, without the need to worry about categories or limits.
That is, you accumulate rewards in everything you buy, without complication. In addition, the card offers a $150 bonus if you spend $1,000 within the first 90 days after opening the account.
Another advantage is the promotion of 0% APR on balance transfers for 15 billing cycles, which is great for those who have balance in other cards and want to transfer without paying interest.
After this period, the variable APR is between 19.74% and 29.74%, depending on your credit profile.
TD Double UpTM also does not charge a fee, which makes it even more attractive. It also offers mobile phone protection, in case you pay your phone bill with the card.
Main benefits for the TD Double Up
TD Double UpTM has several advantages that make it attractive. The main one is that it offers 2% unlimited cash back on all purchases, without categories or limits.
This makes it very easy, since you will earn rewards on any type of spending. In addition, the card offers a $150 bonus when you spend $1,000 in the first 90 days, which is a good incentive to get started.
The 0% APR on balance transfers for 15 billing cycles is also a great advantage, especially if you have balance on another card and need more time to clear the debt without interest.
Another important benefit is that TD Double UpTM does not charge an annuity, which makes the card even more affordable.
And, for those who pay their mobile bill with the card, there is protection for the phone, which brings more security.
You will be redirected to the official website
Cons for the TD Double Up
Despite being a card with several advantages, the TD Double UpTM also has some negative points. One of them is the foreign transaction fee, which is 3%. This may be an inconvenience if you shop outside the United States or in foreign currency.
In addition, the card is only available in some US states, which limits access to those who do not live in these regions. Another point to consider is that after the 0% APR promotional period for balance transfers, the variable APR may vary from 19.74% to 29.74%, depending on your credit profile.
This can be a contra if you are unable to pay the full balance on time. Finally, TD Double UpTM does not offer extra reward categories, which can be a downside for those who prefer cards that offer higher rewards in certain categories.
APR and Fees
TD Double UpTM has a variable APR that ranges from 19.74% to 29.74% after the promotional period of 0% APR on balance transfers, depending on your credit profile.
If you make balance transfers, the card charges a fee of 3% of the transferred amount or $5, whichever is higher. If you need a cash advance, the APR for cash advance will be 29.99%, with an advance fee of $10 or 5%, whichever is higher.
In addition, the card charges a foreign transaction fee of 3% for purchases made outside of the United States or in another currency. On the other hand, TD Double UpTM has no annuity, which makes it more affordable without fixed annual costs.
How to apply for the TD Double Up
TD Double UpTM is ideal for those looking for a simple card, with 2% unlimited cash back on all purchases, without hassle. To apply, you must have a good credit history, usually between 690 and 850 (good to excellent).
This card is only available to those who live in states where TD Bank has a presence, such as New York, Florida, California and others. If you fit this profile, you can sign up directly on the TD Bank website, fill in your details and submit your request.
Another option is to go to a bank branch or call customer service to make the application. With no annuity and multiple perks, TD Double UpTM is a good choice for reward seekers.
