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United Gateway – How to apply
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The United Chase Gateway card helps accumulate miles and save on travel without annual fees.
The United Chase Gateway credit card is an essential option for those who want to accumulate miles and save on travel, all without paying annual fees.
This card offers the opportunity to earn points not only on travel-related expenses but also on everyday purchases.
If you are someone who seeks to maximize the value of each expense, United Gateway perfectly suits your profile.
From the possibility of earning miles in specific categories to access to exclusive benefits, this card promises to be an ally on your adventures, whether national or international.
United Chase GatewayVisa works like a credit card that rewards your daily spending with MileagePlus miles, United Airlines’ loyalty program.
It offers a simple accumulation system: you earn 2x miles on United Airlines purchases, at gas stations, and on transportation (including tolls, parking, and apps like Uber or Lyft), as well as 1x mile in all other transactions.
These miles can be redeemed for a variety of benefits, such as airline tickets, seat upgrades, hotel stays and even car rentals.
Best of all? Accumulated miles never expire as long as you keep your account active, allowing you to plan your trips at your own pace.
Main benefits of United Chase Gateway
The United Chase Gateway credit card offers a series of advantageous benefits for frequent travelers.
From the start, you win 2 miles for every dollar spent in purchases on United Airlines, at gas stations and in local transportation, such as ride-sharing apps and toll booths.
Additionally, all other purchases generate 1 mile for every dollar spent, which allows you to quickly accumulate miles on any type of expense.
Accumulated miles can be used for airline tickets, upgrades, car rentals, hotel stays and more, offering a wide range of redemption possibilities.
One of the highlights of the card is the 25% back offer on inflight purchases on United flights, including food, drinks and Wi-Fi, plus premium beverage purchases at United Club stores.
Another important benefit is the exemption from international transaction fees, which is a big advantage for those who travel abroad or shop online on international websites.
With this, you can save a good amount on fees that are normally applied to purchases made outside the United States.
In addition to miles and benefits during travel, United Gateway also offers trip cancellation and interruption insurance.
And if your trip is interrupted by unforeseen circumstances, such as illness or injury, you can be reimbursed for up to US$1,500 per person and US$6,000 per trip, covering non-refundable ticket fares.
One negative point of this card to note is that the mile accrual categories are limited, which means it’s especially beneficial for those who spend frequently on United Airlines, gasoline and local transportation.
However, for those who spend money in other areas, such as food or entertainment, the potential for earning miles may be much lower, which may not fully meet the needs of all consumers.
Furthermore, the miles earned with United Chase are primarily redeemable within the United Airlines ecosystem.
This can be a disadvantage for those who prefer to fly with other airlines or who seek greater flexibility in redemptions.
APR and Fees
The United Chase Gateway credit card stands out for being an affordable option, mainly due to the no annual fee.
However, it is important to be aware of the variable interest rate (APR) of the card, which may vary between 20.49% and 27.49%, depending on the holder’s credit analysis. This fee applies if you are unable to pay the full invoice balance when due.
The APR can be high for those carrying an outstanding balance, which can result in substantial finance charges.
To avoid these costs, it is essential to keep strict control of your payments and try to pay your bill in full each month.
Although the United Card does not charge an annual fee, it does apply late and minimum payment fees, which may be charged if you fail to pay by the due date.
How to apply for the United Chase Gateway Visa
Request the United Chase Gateway Visa It is a simple and straightforward process. To get started, you need to access the official website of United Airlines or the Chase, which issues the card.
Through any of these sites, you can start the application process quickly and easily, finding the registration form available right on the home page.
When filling out the form, you will need to provide some basic information, such as your personal details, your annual income and your credit history.
After submitting the request, the bank will carry out an analysis of your credit profile to check the feasibility of approval. If approved, you will receive the card in the mail within a few days.
