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Wells Fargo Autograph credit card – How to apply
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Wells Fargo Autograph Card: Get to know this option!
Discover how the Wells Fargo Autograph credit card works and learn about the benefits and advantages it offers users.
The Wells Fargo Autograph card, known as one of the best cards in the world, is an excellent option for many profiles, given the great versatility of its rewards and the credit redemptions that are conditional.
What’s more, as a great welcome attraction, new card applicants can earn 20,000 points for every US$1,000 in purchases spent over 3 months.
Another great factor that draws many people’s attention is the annual fee waiver that is conditional, in addition to the 0% initial APR for a period of 12 months after opening the account, and a rate of 19.24%, 24.24%, or 29.24% after that period, depending on your credit analysis.
As such, the Wells Fargo Autograph card can be an excellent choice for your day-to-day life, with great offers and worthwhile benefits.
The Wells Fargo Autograph card is a credit card suitable for customer profiles that tend to have large expenditures in categories such as travel, restaurants and entertainment. In other respects, this card offers no annual fee and easy-to-manage rewards.
Initially, it should be noted that the Wells Fargo Autograph card targets 3x points per dollar spent on restaurants, travel, gas stations, transit, popular streaming services and phone plans, and 1 point per dollar spent on other purchases.
In addition, the card is said to offer a wide range of rewards on travel expenses, with redemptions on flights, hotels, car rentals, discount travel sites and camping, which makes you extremely free on any travel portal, having freedom in your choices when traveling, since in any situation you will be enabling your rewards and offers.
Furthermore, you can count on a robust and intuitive management platform for greater control of your spending on the Wells Fargo Autograph card, which aims for greater resources to bring you the best experience with your card.
Main benefits of the Wells Fargo Autograph card
As has been said directly, this Wells Fargo Autograph card stands out for a wide range of exclusive and incredible benefits for its customers, the most targeted of which is the protection of cell phones against theft and damage, targeting this plan for cell phones worth $600, with a deductible of only $25, as long as the bill is paid with the card.
Another point we should highlight is the Zero Liability protection, in which you won’t be held responsible for unauthorized transactions, as long as they are reported promptly.
As a benefit of the personalized offers and rewards categories, My Wells Fargo Deals is a program that provides exclusive merchant promotions, allowing you to earn cash back as a bill credit when you make purchases, meals or experiences with a qualifying Wells Fargo card.
In addition, the Wells Fargo Autograph card gives you access to tickets for exclusive events, including privileged seating options.
The Wells Fargo Autograph card also offers travel benefits, which can make a big difference to your purchases abroad, as with the Wells Fargo Autograph you can make purchases abroad or on international websites at no extra cost, thanks to the exemption from foreign transaction fees.
In addition, when renting cars, the card offers secondary coverage against theft, damage and loss of use charges, as long as payment is made with it, which gives travelers extra security.
The Wells Fargo Autograph card has a fee structure that balances attractive benefits with affordable costs, depending on the use of the card.
As previously mentioned, the card offers a 0% introductory APR rate on purchases during the first 12 months after opening the account.
After this period, a variable APR applies, ranging from 19.24% to 29.24%, depending on your credit rating.
The upside of getting this credit card is that, unlike others we’ve seen available on the market, this Wells Fargo Autograph card comes with no foreign transaction fees.
However, there are percentage fees for balance transfers and ATM withdrawals, which are between 3% and 5%.
How to apply for the Wells Fargo Autograph card
If you already have a Wells Fargo credit card and want to get the Autograph card, there is no need to apply again, as they have already done and approved your credit analysis.
All you have to do is log into your account on the Wells Fargo card platform and, using the tools in the application, request a change of card, selecting the one you are interested in.
However, if you are not yet a Wells Fargo customer and would like to apply for your card, you will need to meet the basic requirements, such as having reached the age of majority, having a good track record and presenting your documents.
You must also access the website, the app or go to a Wells Fargo branch, fill out the application forms with your personal information and details and finally apply for the card.
If your application is approved, your card will be sent to your address, where you can track the status via the website or the customer service provided. When it arrives at your location, it is essential to follow the steps and stages to activate it, which you can see in the application itself.
