Upgrade Cash Rewards

With the Visa Cash Rewards Upgrade, you start at a limit of $500 and can go up to $25,000.

Credit Card

Upgrade Cash Rewards

1.5% cash back No annual

Simplify your finances

How to Apply You will remain on the current site

Have you ever thought about having a credit card that gives you extra benefits, besides helping you with your day-to-day shopping?

With the Upgrade Cash Rewards Visa, you get 1.5% cashback on all purchases, no annual fee, and still receive a $200 bonus. 

Sounds good, right? Want to know more about how to take advantage of all this? Read on and find out how to request yours.

Credit lines from $500 to $25,000

One of the biggest advantages of Upgrade Cash Rewards Visa is the flexibility of credit lines. 

You can choose a limit that goes from $500 to $25,000, which is great for those who need a lower amount at the beginning or for those who already have more experience with credit and need a higher amount. 

This flexibility allows you to adapt to your own consumption style and budget. Best of all: no annual fee! 

Pros and cons 

Every credit card has its advantages and disadvantages. The Upgrade Cash Rewards Visa also does not escape this rule, so it is important to understand the positive and negative points before deciding. Below, you see the main pros and cons.

Pros

• 1.5% Cashback on all purchases
• No annual fee
• Flexibility of credit line (from $500 to $25,000)

Cons

• High shopping APR (14.99% to 29.99%)
• Balance transfer rate up to 5%
• Limited travel benefits

How do I know if the Upgrade Cash Rewards is the best credit card for me?

Upgrade Cash Rewards Visa is a good choice if you want a card that offers you 1.5% cashback on all purchases, without having to worry about reward categories or annual fees, this card can be ideal. 

In addition, it has a credit line ranging from $500 to $25,000, which gives you freedom to choose the limit that suits you. 

Another positive point is the extra security with Visa’s zero liability policy, which protects you in case of fraud. 

Why do we like this card?

The Upgrade Cash Rewards Visa is a card that offers 1.5% cashback on all purchases, which means you get money back without having to worry about specific categories. 

The absence of annual fee is also a great advantage, making the card an affordable option for those who do not want to spend on fares. Another positive point is the credit line that goes from $500 to $25,000.

The $200 welcome bonus is also attractive. And the possibility of having a combination of credit card with the advantages of a personal loan, with fixed payments, is an advantage for those who like to have more control over their finances.