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The Wells Fargo Reflect Card offers a great way to save on interest with 0% APR for the first 21 months. It’s perfect for big purchases or transferring balances.
Wells Fargo Reflect
No annual fee Balance transfer feesWith no annual fee and some useful perks, this card can help you manage your finances easily. If you’re looking for an easy card, this one might be a great fit.
Want to learn more about the benefits? Keep reading!
0% intro APR for 21 months
The Wells Fargo Reflect Card is a great choice if you need some time to pay off big purchases or balance transfers.
For the first 21 months, you won’t pay any interest—this is the main draw of the card.
After the intro period, the APR goes up, but if you pay off your balance during those 21 months, you can avoid interest completely.
It’s a simple and straightforward card with no annual fee. The 0% APR is one of the longest available, which is really helpful if you need a break from high-interest payments.
Pros and Cons
Every card has its good and bad sides. Let’s take a look at the Wells Fargo Reflect Card:
Pros
- No annual fee
- 0% intro APR for 21 months
- Cell phone protection
Cons
- High APR after the 21 months
- Balance transfer fees
- 3% foreign transaction fee
How do I know if the Wells Fargo reflect card is right for me?
The Wells Fargo Reflect Card is great if you need time to pay off a large purchase or if you want to move balances from other high-interest credit cards.
The 0% intro APR for 21 months is a real perk, especially if you’re planning to pay off your debt during that time.
But if you tend to keep a balance after the 21 months, the interest rates can get pretty high. If you’re someone who pays off balances fast, this card is perfect. However, if you travel a lot internationally, the 3% foreign transaction fee might be a dealbreaker.
Why do we like this card?
What we like about the Wells Fargo Reflect Card is the 0% intro APR for 21 months. This is a long period to pay off purchases or transfer debt without worrying about interest. It’s also nice that there’s no annual fee—some cards charge you just for having them.
Plus, the card comes with some good perks like cell phone protection. If your phone gets damaged or stolen, you can get up to $600 back, which is pretty helpful.
Also, you can get rewards when you shop through My Wells Fargo Deals. It’s simple, no-frills, and helpful for managing your money without extra costs.
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